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Home Insurance Costs with Deductible Scenarios in White Oak, NC & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
White Oak, NC $338100 $929 $1,279
Bartons Creek, NC $448300 $760 $1,046
Pittsboro, NC $237200 $818 $1,125
Durham, NC $195000 $697 $959
Cary, NC $323000 $898 $1,235
Holly Springs, NC $267500 $817 $1,125
Apex, NC $289300 $859 $1,183
Panther Branch, NC $208800 $636 $876
Angier, NC $150000 $611 $841
Swift Creek, NC $305400 $681 $937

Impact of Coverage Amount on Home Insurance Cost In White Oak, NC

Coverage Amount Home Insurance Cost ($)
$100,000 $356
$200,000 $1,148
$300,000 $1,464
$400,000 $1,842
$500,000 $2,358
$750,000 to $1000,000 $2,726
Above $1000,000 $3,224


White Oak, NC Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
White Oak, NC Average Home Insurance Cost$1,294.2
State Average Home Insurance Cost$894
Difference Vs national Average70.2

Top Homeowners Insurance Companies in White Oak, NC

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,443
Allstate $1,350
North Carolina Farm Bureau $1,249
Safeco $659

White Oak, NC Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -155 1139
One Claim +104 1398
Two Claims +181 1475