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Home Insurance Costs with Deductible Scenarios in Stokes County, NC & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Stokes County, NC $123900 $515 $709
Beaver Island, NC $113400 $496 $683
Old Richmond, NC $134600 $475 $654
Pilot Mountain, NC $147900 $605 $833
South Westfield, NC $119500 $517 $711
Mayo River, VA $101700 $403 $554
Huntsville, NC $131100 $466 $642
Rural Hall, NC $120100 $519 $714
Middle Fork I, NC $102300 $456 $627
Snow Creek, NC $84400 $386 $532

Impact of Coverage Amount on Home Insurance Cost In Stokes County, NC

Coverage Amount Home Insurance Cost ($)
$100,000 $575
$200,000 $1,770
$300,000 $2,305
$400,000 $2,817
$500,000 $3,606
$750,000 to $1000,000 $4,169
Above $1000,000 $4,930


Stokes County, NC Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Stokes County, NC Average Home Insurance Cost$717.8
State Average Home Insurance Cost$894
Difference Vs national Average-506.2

Top Homeowners Insurance Companies in Stokes County, NC

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,443
Liberty Mutual $1,297
Erie $1,185
Safeco $659

Stokes County, NC Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -100 617
One Claim +57 775
Two Claims +93 811