Home Insurance Costs with Deductible Scenarios in Richmond County, NC & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Richmond County, NC	$80000	$721	$992
Rockingham, NC	$85700	$625	$861
Hamlet, NC	$92200	$631	$868
Spring Hill, NC	$72000	$615	$846
Mineral Springs, NC	$78600	$362	$498
Foxfire, NC	$233700	$811	$1,115
Deercroft, NC	$241700	$827	$1,138
Wolf Pit, NC	$71400	$631	$868
Dobbins Heights, NC	$50600	$233	$321
Gibson, NC	$73800	$342	$470

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Impact of Coverage Amount on Home Insurance Cost In Richmond County, NC

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,294
$200,000	$3,688
$300,000	$5,046
$400,000	$6,182
$500,000	$7,913
$750,000 to $1000,000	$9,149
Above $1000,000	$10,819

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Richmond County, NC Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Richmond County, NC Average Home Insurance Cost	$1,004.1408
State Average Home Insurance Cost	$894
Difference Vs national Average	-219.8592

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Top Homeowners Insurance Companies in Richmond County, NC

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,350
Liberty Mutual	$1,297
Erie	$1,185
Travelers	$1,164

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Richmond County, NC Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-141	864
One Claim	+80	1084
Two Claims	+120	1125

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