Home Insurance Costs with Deductible Scenarios in Harnett County, NC & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Harnett County, NC	$144700	$578	$795
Angier, NC	$150000	$611	$841
Barbecue, NC	$173300	$566	$778
Sanford, NC	$137400	$482	$664
Banner, NC	$125300	$499	$686
Godwin, NC	$112500	$493	$679
Bunnlevel, NC	$154000	$623	$857
Grove, NC	$120500	$484	$666
Dunn, NC	$117500	$475	$653
Lee County, NC	$138400	$560	$771

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Impact of Coverage Amount on Home Insurance Cost In Harnett County, NC

Coverage Amount	Home Insurance Cost ($)
$100,000	$644
$200,000	$1,685
$300,000	$2,294
$400,000	$2,716
$500,000	$3,476
$750,000 to $1000,000	$4,020
Above $1000,000	$4,753

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Harnett County, NC Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Harnett County, NC Average Home Insurance Cost	$805.1
State Average Home Insurance Cost	$894
Difference Vs national Average	-418.9

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Top Homeowners Insurance Companies in Harnett County, NC

Insurance Provider	Average Homeowners Insurance Cost($)
Nationwide	$1,841
North Carolina Farm Bureau	$1,249
Erie	$1,185
Safeco	$659

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Harnett County, NC Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-97	708
One Claim	+40	845
Two Claims	+105	910

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