Home Insurance Costs with Deductible Scenarios in Durham, NC & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Durham, NC	$195000	$697	$959
New Light, NC	$380000	$717	$987
Butner, NC	$134400	$475	$653
Carr, NC	$216100	$773	$1,064
Oak Grove, NC	$155700	$527	$725
Mangum, NC	$266600	$624	$858
Neuse, NC	$220200	$657	$904
Cedar Fork, NC	$336200	$731	$1,006
Creedmoor, NC	$151400	$615	$847
House Creek, NC	$247800	$597	$821

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Impact of Coverage Amount on Home Insurance Cost In Durham, NC

Coverage Amount	Home Insurance Cost ($)
$100,000	$595
$200,000	$1,505
$300,000	$1,995
$400,000	$2,520
$500,000	$3,226
$750,000 to $1000,000	$3,730
Above $1000,000	$4,410

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Durham, NC Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Durham, NC Average Home Insurance Cost	$970.56
State Average Home Insurance Cost	$894
Difference Vs national Average	-253.44

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Top Homeowners Insurance Companies in Durham, NC

Insurance Provider	Average Homeowners Insurance Cost($)
Nationwide	$1,841
State Farm	$1,443
Allstate	$1,350
North Carolina Farm Bureau	$1,249

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Durham, NC Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-116	854
One Claim	+87	1058
Two Claims	+126	1097

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