Home Insurance Costs with Deductible Scenarios in Durham County, NC & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Durham County, NC	$195900	$699	$962
Leesville, NC	$295000	$665	$915
Mount Tirzah, NC	$145000	$597	$821
Fearrington Village, NC	$305200	$958	$1,318
Gorman, NC	$152400	$618	$851
New Light, NC	$380000	$717	$987
Chapel Hill, NC	$370700	$1007	$1,385
Hillsborough, NC	$217000	$651	$896
Carr, NC	$216100	$773	$1,064
Meredith, NC	$315100	$696	$958

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Impact of Coverage Amount on Home Insurance Cost In Durham County, NC

Coverage Amount	Home Insurance Cost ($)
$100,000	$501
$200,000	$1,457
$300,000	$2,053
$400,000	$2,457
$500,000	$3,145
$750,000 to $1000,000	$3,636
Above $1000,000	$4,300

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Durham County, NC Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Durham County, NC Average Home Insurance Cost	$973.44
State Average Home Insurance Cost	$894
Difference Vs national Average	-250.56

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Top Homeowners Insurance Companies in Durham County, NC

Insurance Provider	Average Homeowners Insurance Cost($)
Nationwide	$1,841
Allstate	$1,350
Travelers	$1,164
Safeco	$659

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Durham County, NC Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-117	857
One Claim	+78	1051
Two Claims	+117	1090

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