Home Insurance Costs with Deductible Scenarios in Davidson County, NC & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Davidson County, NC	$134800	$550	$756
Tyro, NC	$136400	$479	$660
Morgan, NC	$153000	$620	$853
Spencer, NC	$96800	$436	$600
Arcadia, NC	$169700	$558	$769
Thomasville, NC	$122100	$510	$702
Conrad Hill, NC	$116600	$471	$649
Broadbay, NC	$137500	$574	$790
Clemmons, NC	$209400	$637	$877
Wallburg, NC	$159000	$636	$875

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Impact of Coverage Amount on Home Insurance Cost In Davidson County, NC

Coverage Amount	Home Insurance Cost ($)
$100,000	$489
$200,000	$1,765
$300,000	$2,158
$400,000	$2,854
$500,000	$3,653
$750,000 to $1000,000	$4,224
Above $1000,000	$4,995

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Davidson County, NC Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Davidson County, NC Average Home Insurance Cost	$765.33
State Average Home Insurance Cost	$894
Difference Vs national Average	-458.67

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Top Homeowners Insurance Companies in Davidson County, NC

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$1,443
Liberty Mutual	$1,297
Erie	$1,185
Safeco	$659

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Davidson County, NC Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-107	658
One Claim	+61	827
Two Claims	+92	857

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