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Home Insurance Costs with Deductible Scenarios in Chatham County, NC & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Chatham County, NC $251600 $788 $1,084
Chapel Hill, NC $370700 $1007 $1,385
Hadley, NC $362800 $1096 $1,509
Williams, NC $364400 $720 $990
Bingham, NC $226400 $668 $919
Saxapahaw, NC $129000 $548 $754
Pittsboro, NC $237200 $818 $1,125
Center, NC $233900 $576 $793
Bear Creek, NC $132600 $559 $770
Staley, NC $100000 $448 $617

Impact of Coverage Amount on Home Insurance Cost In Chatham County, NC

Coverage Amount Home Insurance Cost ($)
$100,000 $483
$200,000 $1,300
$300,000 $1,704
$400,000 $2,129
$500,000 $2,725
$750,000 to $1000,000 $3,151
Above $1000,000 $3,726


Chatham County, NC Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Chatham County, NC Average Home Insurance Cost$1,097.4
State Average Home Insurance Cost$894
Difference Vs national Average-126.6

Top Homeowners Insurance Companies in Chatham County, NC

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,443
Liberty Mutual $1,297
North Carolina Farm Bureau $1,249
Erie $1,185

Chatham County, NC Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -154 944
One Claim +88 1185
Two Claims +143 1240