Home Insurance Costs with Deductible Scenarios in Chapel Hill, NC & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Chapel Hill, NC	$370700	$1007	$1,385
Morrisville, NC	$304500	$680	$936
Mangum, NC	$266600	$624	$858
Cheeks, NC	$172900	$565	$778
Fearrington Village, NC	$305200	$958	$1,318
Gorman, NC	$152400	$618	$851
Durham County, NC	$195900	$699	$962
Triangle, NC	$230300	$571	$786
Saxapahaw, NC	$129000	$548	$754
Woodlawn, NC	$194700	$725	$998

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Impact of Coverage Amount on Home Insurance Cost In Chapel Hill, NC

Coverage Amount	Home Insurance Cost ($)
$100,000	$437
$200,000	$1,093
$300,000	$1,540
$400,000	$1,920
$500,000	$2,458
$750,000 to $1000,000	$2,842
Above $1000,000	$3,360

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Chapel Hill, NC Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Chapel Hill, NC Average Home Insurance Cost	$1,402.2
State Average Home Insurance Cost	$894
Difference Vs national Average	178.2

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Top Homeowners Insurance Companies in Chapel Hill, NC

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,350
Liberty Mutual	$1,297
North Carolina Farm Bureau	$1,249
Travelers	$1,164

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Chapel Hill, NC Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-182	1220
One Claim	+98	1500
Two Claims	+168	1570

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